Terms and Conditions

Last updated: July 2026Please read these Terms and Conditions carefully before using our website or engaging our services. By using our website you agree to these terms.

1. Introduction

These Terms and Conditions govern your use of the
KIOGA Consultancy website located at
greencardimmigrations.com and the visa consulting
services we provide.

By accessing our website or engaging our services
you agree to be bound by these Terms and Conditions.
If you do not agree with any part of these terms
please do not use our website or services.

KIOGA Consultancy reserves the right to update
these Terms and Conditions at any time. The date
of the most recent update is shown at the top of
this page.

2. Our Services

KIOGA Consultancy provides visa and immigration
consulting services including but not limited to:

– Work visa consultation and application assistance
– Student visa consultation and application assistance
– Visit and tourist visa consultation and application
assistance
– Document preparation and verification guidance
– Eligibility assessment services
– Pre-departure guidance

We are a consulting service. We are not a law firm
and we do not provide legal advice. Our services
constitute immigration consulting and document
preparation assistance only.

Final decisions on all visa applications rest
entirely with the relevant embassy, high commission
or immigration authority. We cannot guarantee
visa approval.

3. No Guarantee of Visa Approval

KIOGA Consultancy makes no guarantee, representation
or warranty that any visa application prepared or
submitted with our assistance will be approved.

Visa decisions are made exclusively by the relevant
government authority and are based on factors
outside our control including but not limited to:

– Changes in immigration policy
– Embassy processing volumes and timelines
– The applicant’s individual circumstances
– Information or documentation provided by the applicant
– The discretion of the immigration officer

While we take every measure to prepare the strongest
possible application we cannot be held responsible
for visa refusals.

Any claims made on our website regarding success
rates or timelines are based on historical experience
and past performance and do not constitute a guarantee
of future results.

4. Client Responsibilities

As a client of KIOGA Consultancy you are responsible for:

Providing accurate information — all information
you provide to us must be truthful, complete and
accurate. Providing false or misleading information
may result in visa rejection or legal consequences
for which KIOGA Consultancy bears no responsibility.

Disclosing previous refusals — you must disclose
all previous visa refusals to us and to the relevant
authorities when required. Failure to disclose
previous refusals is a serious matter that can result
in permanent bans.

Providing documents on time — delays in providing
required documents may affect your application
timeline. KIOGA Consultancy is not responsible for
delays caused by late submission of documents by
the client.

Reviewing your application — you are responsible
for reviewing all documents and application forms
prepared on your behalf before submission and
notifying us of any errors or omissions.

5. Fees and Payment

Our consultation fees will be clearly communicated
to you before you commit to any paid service.

Free assessment — our initial eligibility assessment
is provided free of charge with no obligation.

Service fees — fees for visa application services
are agreed in writing before work commences.

Payment terms — payment terms will be specified
in your service agreement.

Refund policy — refunds are subject to our refund
policy which will be communicated at the time of
engagement. Please note that visa application fees
paid to embassies or immigration authorities are
generally non-refundable regardless of the outcome
of your application.

Government fees — embassy fees, visa application
fees and other government charges are separate from
our consulting fees and are your responsibility
to pay directly unless otherwise agreed in writing.

6. Intellectual Property

All content on the KIOGA Consultancy website including
but not limited to text, graphics, logos, images,
documents and checklists is the intellectual property
of KIOGA Consultancy and is protected by applicable
copyright laws.

You may not reproduce, distribute, modify or create
derivative works from any content on our website
without our express written permission.

You may print or download content from our website
for your own personal, non-commercial use only.

7. Website Use

By using our website you agree not to:

– Use our website for any unlawful purpose
– Attempt to gain unauthorised access to any part
of our website or systems
– Transmit any harmful, offensive or disruptive
content through our website
– Attempt to scrape, copy or extract data from
our website in bulk
– Use our website in any way that could damage
our reputation or business

We reserve the right to restrict or terminate
access to our website for any user who violates
these terms.

8. Third Party Links

Our website contains links to third-party websites
including official embassy and government immigration
websites. These links are provided for your convenience
and information only.

KIOGA Consultancy has no control over the content
or availability of third-party websites and accepts
no responsibility for them or for any loss or damage
that may arise from your use of them.

The inclusion of a link to a third-party website
does not imply our endorsement of that website
or its content.

9. Limitation of Liability

To the maximum extent permitted by applicable law
KIOGA Consultancy shall not be liable for:

– Any visa refusal or rejection
– Any loss of time, money or opportunity resulting
from a visa refusal
– Any delays in visa processing by government
authorities
– Any inaccurate information provided by the client
– Any changes in immigration policy or embassy
requirements after your application is submitted
– Any indirect, consequential or special loss
or damage arising from our services

Our total liability to you in connection with our
services shall not exceed the fees paid by you
to KIOGA Consultancy for those specific services.

Nothing in these Terms and Conditions excludes
liability for death or personal injury caused by
our negligence or for fraudulent misrepresentation.

10. Confidentiality

We treat all personal and financial information
you share with us as strictly confidential.

We will not share your information with any third
party except as required to provide our services
or as required by law.

Please refer to our Privacy Policy for full details
of how we collect, use and protect your personal data.

11. Termination of Services

Either party may terminate the service agreement
with written notice subject to the terms of the
specific service agreement entered into.

KIOGA Consultancy reserves the right to terminate
services immediately if:

– The client provides false or misleading information
– The client behaves in an abusive or threatening
manner towards our staff
– The client fails to make agreed payments
– Continuing the service would require us to act
unlawfully or unethically

In the event of termination any fees paid for
services not yet commenced will be refunded.
Fees for services already commenced are
non-refundable unless otherwise agreed.

12. Governing Law

These Terms and Conditions are governed by and
construed in accordance with applicable laws.

Any disputes arising from these Terms and Conditions
or our services will be subject to the exclusive
jurisdiction of the relevant courts.

If any provision of these Terms and Conditions
is found to be invalid or unenforceable the
remaining provisions will continue in full force
and effect.

13. Contact Us

If you have any questions about these Terms and
Conditions please contact us:

KIOGA Consultancy
Email: [YOUR EMAIL ADDRESS]
WhatsApp: +91 99202 65088
Website: greencardimmigrations.com

Questions About Our Terms?

If you have any questions about our Terms and Conditions or how we operate please get in touch with us directly. We are happy to clarify anything before you engage our services.

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